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The 2025 FM Resilience Index, released last week by insurer FM Global, ranks 130 countries and territories by the resilience of their business environments.
Countries are judged by the following categories:
Macro
- Control of corruption
- Education
- Energy intensity
- GHG emissions
- Health expenditures
- Inflation
- Internet Usage
- Logistics
- Political Risk
- Productivity
- Urbanization rate
- Water Stress
Physical
- Climate change exposure
- Climate risk exposure
- Climate risk quality
- Cybersecurity
- Fire risk quality
- Seismic risk exposure
This year’s version reflects unprecedented volatility in the world, including global conflict, inflation and rapid technology innovation.
New in 2025, the index now includes FM data to provide a comprehensive picture of cybersecurity risk.The index includes data from third parties like the International Monetary Fund and World Bank, as well as FM risk exposure and improvement measures.
Countries ranked in the top 50 of the FM Resilience Index recover over 30% faster from property losses on average than locations in other countries.
